
推廣理財智慧,建構幸福社會
研究顯示,在年幼時學習理財,對長大後的理財能力及心理質素均有裨益。較高的理財能力不僅有助儲蓄、減少債務和改善退休生活,還能提高生活滿意度及減低抑鬱症狀等。因此,家長、教育人士、僱主及社會大眾均視理財能力為重要的生活技能之一。
鑑於理財教育的重要性,全球已經有20多個國家將其納入其正規學校課程,包括加拿大,日本,英國和美國等,反觀香港作為世界金融中心之一,卻尚未把理財教育納入學校課程。
為此,林麗文小姐、何倩兒小姐、林達誠先生和李錦博士於2016年成立了「理財啟苗」兒童及青少年理財教育推廣基金有限公司 (下稱基金會) ,以非牟利方式運作,竭力推動兒童、青少年及親子理財教育,為整體社會帶來正面及長遠的效益。
Search


childfinancialedu
- Dec 22, 2020
- 1 min
收入大減、生意淡薄,不如賭博?
【大錯特錯!千萬不要試,因為95%的人會輸得很慘】 當經濟衰退、工作不穩、收入大減、疫情被裁員,令到人心不安,有些人就想賺快錢。 這種想法很危險,為了一朝發達,有些人去炒細價股及槓桿產品(例如倫敦金,比特幣等等),最終弄到焦頭爛額,除了僅有的資產失去,更嚴重影響自己及家人的情緒和關係。 先儲蓄、後投資才是正道 逢賭必輸,除了被騙也因為自己太貪心和心急。投機賺到錢的機會少於5%,這是筆者過去工作觀察及個人的經驗所得,筆者曾經為了賺快錢包括炒細價股,炒槓桿的產品例如期貨相關產品、商品和倫敦金外匯等,最後損失慘重,要十年時間才恢復過來,希望作為大家借鏡。 正確的做法是我們平日要積穀防饑,把部分每月賺到的錢以一個固定百分比儲起來,然後將長線投資。 #理財啟苗 #投資
8 views0 comments

childfinancialedu
- Dec 22, 2020
- 1 min
親子4S網上課程
免費線上親子理財 👨💻
連續一週公開教導10節的4S課程完成,家長和學生都表示很好, 可以學以致用。
首次以博士名銜簽發畢業證書 👩🎓👨🎓 #理財啟苗 #親子理財 #兒童理財
29 views0 comments
{"items":["5f9ae6db048eb9001752f885","5f910b670e5e740017131fa2","5f4f4f963fc0ba0017de79ab"],"styles":{"galleryType":"Columns","groupSize":1,"showArrows":true,"cubeImages":true,"cubeType":"fill","cubeRatio":1.3333333333333333,"isVertical":true,"gallerySize":30,"collageAmount":0,"collageDensity":0,"groupTypes":"1","oneRow":false,"imageMargin":32,"galleryMargin":0,"scatter":0,"rotatingScatter":"","chooseBestGroup":true,"smartCrop":false,"hasThumbnails":false,"enableScroll":true,"isGrid":true,"isSlider":false,"isColumns":false,"isSlideshow":false,"cropOnlyFill":false,"fixedColumns":1,"enableInfiniteScroll":true,"isRTL":false,"minItemSize":50,"rotatingGroupTypes":"","rotatingCropRatios":"","columnWidths":"","gallerySliderImageRatio":1.7777777777777777,"numberOfImagesPerRow":1,"numberOfImagesPerCol":1,"groupsPerStrip":0,"borderRadius":0,"boxShadow":0,"gridStyle":1,"mobilePanorama":false,"placeGroupsLtr":true,"viewMode":"preview","thumbnailSpacings":4,"galleryThumbnailsAlignment":"bottom","isMasonry":false,"isAutoSlideshow":false,"slideshowLoop":false,"autoSlideshowInterval":4,"bottomInfoHeight":0,"titlePlacement":"SHOW_ON_THE_RIGHT","galleryTextAlign":"center","scrollSnap":false,"itemClick":"nothing","fullscreen":true,"videoPlay":"hover","scrollAnimation":"NO_EFFECT","slideAnimation":"SCROLL","scrollDirection":0,"scrollDuration":400,"overlayAnimation":"FADE_IN","arrowsPosition":0,"arrowsSize":23,"watermarkOpacity":40,"watermarkSize":40,"useWatermark":true,"watermarkDock":{"top":"auto","left":"auto","right":0,"bottom":0,"transform":"translate3d(0,0,0)"},"loadMoreAmount":"all","defaultShowInfoExpand":1,"allowLinkExpand":true,"expandInfoPosition":0,"allowFullscreenExpand":true,"fullscreenLoop":false,"galleryAlignExpand":"left","addToCartBorderWidth":1,"addToCartButtonText":"","slideshowInfoSize":200,"playButtonForAutoSlideShow":false,"allowSlideshowCounter":false,"hoveringBehaviour":"NEVER_SHOW","thumbnailSize":120,"magicLayoutSeed":1,"imageHoverAnimation":"NO_EFFECT","imagePlacementAnimation":"NO_EFFECT","calculateTextBoxWidthMode":"PERCENT","textBoxHeight":0,"textBoxWidth":200,"textBoxWidthPercent":50,"textImageSpace":10,"textBoxBorderRadius":0,"textBoxBorderWidth":0,"loadMoreButtonText":"","loadMoreButtonBorderWidth":1,"loadMoreButtonBorderRadius":0,"imageInfoType":"ATTACHED_BACKGROUND","itemBorderWidth":1,"itemBorderRadius":0,"itemEnableShadow":false,"itemShadowBlur":20,"itemShadowDirection":135,"itemShadowSize":10,"imageLoadingMode":"BLUR","expandAnimation":"NO_EFFECT","imageQuality":90,"usmToggle":false,"usm_a":0,"usm_r":0,"usm_t":0,"videoSound":false,"videoSpeed":"1","videoLoop":true,"jsonStyleParams":"","gallerySizeType":"px","gallerySizePx":948,"allowTitle":true,"allowContextMenu":true,"textsHorizontalPadding":-30,"itemBorderColor":{"value":"rgba(0, 0, 0, 0.25)"},"showVideoPlayButton":true,"galleryLayout":2,"targetItemSize":948,"selectedLayout":"2|bottom|1|fill|true|0|true","layoutsVersion":2,"selectedLayoutV2":2,"isSlideshowFont":false,"externalInfoHeight":0,"externalInfoWidth":0.5},"container":{"width":948,"galleryWidth":980,"galleryHeight":0,"scrollBase":0,"height":null}}