推廣理財智慧，建構幸福社會
研究顯示，在年幼時學習理財，對長大後的理財能力及心理質素均有裨益。較高的理財能力不僅有助儲蓄、減少債務和改善退休生活，還能提高生活滿意度及減低抑鬱症狀等。因此，家長、教育人士、僱主及社會大眾均視理財能力為重要的生活技能之一。
鑑於理財教育的重要性，全球已經有20多個國家將其納入其正規學校課程，包括加拿大，日本，英國和美國等，反觀香港作為世界金融中心之一，卻尚未把理財教育納入學校課程。
為此，林麗文小姐、何倩兒小姐、林達誠先生和李錦博士於2016年成立了「理財啟苗」兒童及青少年理財教育推廣基金有限公司 （下稱基金會） ，以非牟利方式運作，竭力推動兒童、青少年及親子理財教育，為整體社會帶來正面及長遠的效益。
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childfinancialedu
- Dec 22, 2020
- 1 min
收入大減、生意淡薄，不如賭博？
【大錯特錯！千萬不要試，因為95%的人會輸得很慘】 當經濟衰退、工作不穩、收入大減、疫情被裁員，令到人心不安，有些人就想賺快錢。 這種想法很危險，為了一朝發達，有些人去炒細價股及槓桿產品（例如倫敦金，比特幣等等），最終弄到焦頭爛額，除了僅有的資產失去，更嚴重影響自己及家人的情緒和關係。 先儲蓄、後投資才是正道 逢賭必輸，除了被騙也因為自己太貪心和心急。投機賺到錢的機會少於5％，這是筆者過去工作觀察及個人的經驗所得，筆者曾經為了賺快錢包括炒細價股，炒槓桿的產品例如期貨相關產品、商品和倫敦金外匯等，最後損失慘重，要十年時間才恢復過來，希望作為大家借鏡。 正確的做法是我們平日要積穀防饑，把部分每月賺到的錢以一個固定百分比儲起來，然後將長線投資。 #理財啟苗 #投資
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childfinancialedu
- Dec 22, 2020
- 1 min
親子4S網上課程
免費線上親子理財 👨💻
連續一週公開教導10節的4S課程完成，家長和學生都表示很好， 可以學以致用。
首次以博士名銜簽發畢業證書 👩🎓👨🎓 ＃理財啟苗 #親子理財 #兒童理財
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